Privacy Policy
This Privacy Policy explains how Effika, LLC (hereinafter referred to as “Effika”) collects, uses, and protects information that it obtains from you via the internet, telephone, email, text messages, facsimile, regular mail, and other means. By using Effika’s Sites (defined below), you accept and agree to the terms of this Privacy Policy. Please read this Privacy Policy carefully before you use Effika’s Sites.
Definitions
“Effika” means Effika, LLC and its members, employees, agents, contractors, and partners.
“Non-Personal Information” (hereinafter referred to as “Non-PI”) means information that cannot be used on its own or with other information to identify, contact, or locate an individual.
“Personal Information” (hereinafter referred to as “PI”) means information that can be used on its own or with other information to identify, contact, or locate an individual.
“Services” means programs or services provided by Effika to its current, former, or potential customers.
“Sites” means all platforms by which Effika: (i) provides information to and/or receives information from any individual or entity; (ii) communicates with any individual or entity; and/or (iii) provides programs or other services to any individual or entity. “Sites” shall include, but not be limited to, Effika’s websites, apps, online programs, and electronic and cellular communications.
Non-Personal Information
Effika automatically receives Non-PI from your web browser or electronic device connected to the internet. Such Non-PI includes, but is not limited to, your IP address (the string of numbers that identifies the device), the name of the web page you visited immediately before visiting Effika’s Sites, the page(s) you visit on EFFIKA’s Sites, and how much time you spend on each such pages. Effika uses Non-PI to monitor and improve its Sites and to study internet traffic trends, administer its Sites, and gather information. Except for “cookies” as explained below, Effika will not share Non-PI unless: (i) required by law or a court order to do so; (ii) for law enforcement, health, or safety purposes; (iii) for use by other individuals or entities that assist Effika in providing Services; or (iv) necessary to protect Effika’s legal rights.
Personal Information
You can use parts of Effika’s Sites without providing PI. Effika’s Sites do not collect PI except when the information is given on a voluntary basis (for example, when requesting information by contacting Effika; signing up for Services; requesting help; using an online chat; or changing the information on your account with Effika). When you create an account with Effika or obtain Services from Effika, you provide Effika with PI about you. PI may be collected by Effika on its Sites and by telephone, email, text messages, facsimile, and regular mail. PI provided by you may include first and last name, mailing address, email address, telephone number, the Services you request, and other similar information.
To the extent permitted by law, Effika may use and/or share PI: (i) to provide and/or improve the Services; (ii) if required by law or a court order; (iii) for law enforcement, health, or safety purposes; (iv) for customer service or quality control; (v) to protect Effika’s own legal rights; and (vi) to provide you with information about the Services offered by Effika and other individuals or entities. If other individuals or entities assist Effika in providing the Services, Effika will provide them with the least amount of PI needed for them to provide Effika with such assistance so long as that have agreed to keep the PI private and safe and to use it only to perform the work they provide for Effika.
Cookies
When you visit Effika’s Sites, the server creates a piece of text known as a “cookie” to put on your electronic device. A cookie is unique to your browser and allows the server to remember information about your visit to Effika’s Sites. Cookies do not collect PI.
Effika uses cookies to follow how you use its Sites to adapt web content to your interests. Cookies may record that you visited Effika’s Sites and the websites you visited immediately before visiting Effika’s Sites. Cookies can be used to provide relevant information to you on other websites. Effika may use cookies from other entities to provide relevant information to you. Effika will not share individual information contained in cookies to any third party, except if required by law or for law enforcement purposes.
You can accept or decline cookies. Most web browsers automatically accept cookies, but you are able to change your browser setting to decline cookies. If you decline cookies, you may not be able to see or use the interactive features of Effika’s Sites and some services on Effika’s Sites may not function the way they should. Effika is not responsible for the activities of third parties.
Message Boards and Chat Rooms
Effika may have message boards or chat rooms on its Sites. The information you provide on a message board or in a chat room will be available to all users of that message board or chat room and is not private. Providing information on a message board or in a chat room is at your own risk. Effika reserves the right, but not the duty, to monitor message boards and chat rooms and to publish your postings from message boards or chat rooms in other places on the internet or in other formats.
Links to Other Websites
Effika’s Sites may contain links to other websites that Effika provides for your convenience (hereinafter referred to as “Linked Sites”). Linked Sites are not under Effika’s control, and Effika is not responsible for the content on any Linked Site or the actions of any Linked Site. Effika has no liability for your access to the Linked Sites, and your access to the Linked Sites is at your own risk.
Data Security
To reduce the risk of unauthorized access, maintain data accuracy, and secure the correct use of information, Effika uses commercially reasonable physical, electronic, and managerial procedures to protect the information that Effika collects. However, no security system for data is completely secure. Therefore, Effika cannot promise that your PI or other information obtained from will not be intercepted by others.
Changes to Privacy Policy
From time to time, Effika may change this Privacy Policy to be consistent with the law and Effika’s practices. The revised Privacy Policy will be posted on Effika’s website.
This Privacy Policy was last updated on February 3rd, 2025.
If you have any questions about this Privacy Policy, please contact Effika at info@effikagroup.com.